By Bryan on December 9, 2009
Do you need some motivation to tackle your debt? The more I think about why we (my wife and I) are going to such great lengths to budget, to run (not walk) out of debt, and to save money, the more focused I am to achieve these objectives as fast as possible.
Here are my three [...]
Posted in Getting Out of Debt, JAM Interactive Budgeting Program, Program Overview | Tagged Andy Stanley, change your family tree, JAM Interactive Budgeting Program, Malachi 3, Proverbs 22:7, The Millionaire Next Door, working in your strenghts
By Bryan on December 7, 2009
The JAM program is broken down into 3 Phases. Each phase is broken down into 3 simple steps. The intensity level changes with each phase.
Red Level Intensity- We are going to run, not walk, out of debt. Personally, my only regret with getting out of debt is that we didn’t do it faster. You are [...]
Posted in Getting Out of Debt, JAM Interactive Budgeting Program, Program Overview | Tagged JAM Interactive Budgeting Program, Proverbs 6:5
By Bryan on December 5, 2009
Here is a more thorough explanation of the Simple Steps program to financial freedom.
Phase 1 – Extreme Intensity
Step 1- Save $1000
Before you start knocking out your debt, you will want to create a small buffer. This $1,000 creates some padding for the emergencies that life can throw at you. It also gives a good excuse [...]
Posted in Getting Out of Debt, JAM Interactive Budgeting Program, Program Overview, Simple Steps | Tagged Eliminating Consumer Debt, Eliminating Credit Card Debt, emergency fund, giving, investing, paying off your house, personal savings, Save $1000, saving for college, saving for retirement, Simple Steps to Financial Freedom, tithing