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JAM Program Simple Steps
JAM Interactive Budget Program
Phase 1
Just Ask Question – Should I sell company stock to eliminate CC debt
Should I sell my company stock worth $1000.00 to pay down credit card debt? I have $6000.00 in credit card debt and am putting $800.00 of my buffer into this each month.
This is an excellent question and first of all, awesome job on the buffer of $800.00! This hunk of money will follow you through [...]
Why Tackle Credit Card Debt First
Two primary reasons:
Your credit card debt holds no value to you and your family. At least you have a car to back your car loan, and even an education to back your student loan. No, your memories from your trip to Europe that you put on your credit card hold no value to you and [...]
Where do you put your $1,000 emergency fund?
Where do you put your $1,000 emergency fund? I personally don’t care where you put it, as long as you have it saved. The question always comes up though, so I better offer some suggestions.
In your checking account. My bank considers this amount too small for savings and charges me a monthly fee it I [...]
Three Ways to Raise Your First $1,000
We want you to save your first $1,000 as soon as possible. I don’t care what you have to do to get it (within reason). Once you get there, smile, and get to work knocking out your debt. Feel the stress release in your life. This is only the beginning to the peace and ease [...]