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JAM Program Simple Steps
JAM Interactive Budget Program
Program Overview
Set-backs and Victories
Set Backs
Does anyone remember the song in 2000, Try Again by Aaliyah, that says, “If at first you don’t succeeeeed, dust yourself off and try again. You can dust it off and try again (try again.)” This will be the theme as you go through this program. (My apologizes if that song gets stuck in [...]
Enough is Enough
Two years ago, my wife and I were making a five hour drive home from her parents house after Christmas. With Christmas behind us, we usually discuss our plans for the new year on this trip home. This year, I was not in the mood. I was 25 lbs overweight and had no energy. I was [...]
Three Phases of JAM
The JAM program is broken down into 3 Phases. Each phase is broken down into 3 simple steps. The intensity level changes with each phase.
Red Level Intensity- We are going to run, not walk, out of debt. Personally, my only regret with getting out of debt is that we didn’t do it faster. You are [...]
Simple Steps to Financial Freedom
Here is a more thorough explanation of the Simple Steps program to financial freedom.
Phase 1 – Extreme Intensity
Step 1- Save $1000
Before you start knocking out your debt, you will want to create a small buffer. This $1,000 creates some padding for the emergencies that life can throw at you. It also gives a good excuse [...]