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JAM Program Simple Steps
JAM Interactive Budget Program
Simple Steps
Why Tackle Credit Card Debt First
Two primary reasons:
Your credit card debt holds no value to you and your family. At least you have a car to back your car loan, and even an education to back your student loan. No, your memories from your trip to Europe that you put on your credit card hold no value to you and [...]
Simple Steps to Financial Freedom
Here is a more thorough explanation of the Simple Steps program to financial freedom.
Phase 1 – Extreme Intensity
Step 1- Save $1000
Before you start knocking out your debt, you will want to create a small buffer. This $1,000 creates some padding for the emergencies that life can throw at you. It also gives a good excuse [...]
Be Different – Choose to Get Out of Debt
Choosing to get out of debt is a choice to be different. Nearly half of Americans are not only in debt, but they are unprepared for a financial emergency. Look at the numbers that proves this - a recent TNS Personal Risk Assessment And Risk Literacy Survey states that:
46% of Americans would not be able to [...]