Search
JAM Program Simple Steps
JAM Interactive Budget Program
Uncategorized
Make $15-$30 Working Part Time
Would you like to make $15-$30 working part time? It’s not as difficult as you think and it’s not a hoax. I won’t make you send me $50 to sign up for a service (but if you want to do that, you still can) and you don’t have to deliver pizzas. All you have to [...]
Roth IRA as an Emergency Fund?
I recently read an interesting article on Using Your Roth IRA as an emergency fund. There are some pros and cons with stashing your emergency fund in a Roth IRA.
Use Roth IRA as your backup emergency fund
Pros
- Money grows tax free. This works especially well if you don’t have a major emergency.
- Less temptation to [...]
Emergency Fund- Calculating Your Real Rate of Return
Do you feel like you can be putting your emergency fund money to better use? Is anyone else depressed with their return on their emergency fund? Do you wish that you could be getting the 5% on your moneymarket fund that we were getting 3 years ago? My answers to the above are: yes, yes [...]
Spring Cleaning – Getting Your Financial House in Order
7 Steps to getting your finances secure.
With spring upon us, I figured it would be a good time to go over your financial spring cleaning to do list. If you are married, this won’t be your only to do list. It is important that we are protected from some of the curveballs that life throws [...]
Living Wills – The Paperwork We Love to Hate
Last Monday night, Dana led FPU while I was the Men’s 300 meeting at our church. When I got home, she debriefed me on all of the great things that took place during the group meeting. Then, as we were almost asleep, she hit me. Literally, she woke up and punched me in the arm [...]
Our February Budget Breaker/What We Will Do About It
I am sorry for being absent from the posting here. We have been busy spending money in February to make up for our January fast. Sadly, I ended the last post by saying, “The January fast will not prove to be very effective if we go over budget by $800.00 this month.”
Well, despite the short [...]
We are not alone! Spending Fast article on MSNBC.com / Bankrate.com
I was surfing the web this morning and came across this article on MSNBC.com – A 30 Day Challenge: Don’t Spend.
I scanned the article quickly to see if they quoted JustAskMoney.com; I had, after all, just pitched Bryan as a source for another Bankrate.com article just a few days ago and thought they may have [...]
Emergency Fund- How Should I Invest My Emergency Fund? Part 3
My answer for what you should invest in is much shorter than the list of what you should not invest your emergency fund in.
ING checking or savings- If you have been reading this blog at all, you know my heart, for savings accounts, lies at ingdirect.com.
Money Market Funds-
You will see Money market funds in your [...]
Emergency Fund – Where do I put it? Part 2
Your emergency fund is not the account that is going to build wealth. Your emergency fund should be exactly that: a fund that is accessible for an emergency. Our definition of ‘emergency’ may be different, but I think of emergencies as something unexpected, like medical expenses or a job loss. Christmas & Vacation: not an [...]
Emergency Savings- How much should I put in? (Pt. 1 of 3)
This question seems to always come up when it comes to the emergency savings. Unfortunately, there is no quick answer to this. My answer is typically: it depends (gee, thanks Bryan). My general answer is 3-6 months of living expenses. If you don’t know your monthly expenses, this would be a great first step up [...]