JAM Interactive Budgeting Program
Spending Fast – A Couple of Surprising Challenges
At the beginning of this month, we were (myself included) slightly skeptical on how we would fare on the spending fast this month. Would we starve? Would we go through spending withdrawl? Would we quit halfway through?
So far, none of these questions have been as challenging as we thought. I know this because Dana mentioned [...]
Emergency Fund- How Should I Invest My Emergency Fund? Part 3
My answer for what you should invest in is much shorter than the list of what you should not invest your emergency fund in.
ING checking or savings- If you have been reading this blog at all, you know my heart, for savings accounts, lies at ingdirect.com.
Money Market Funds-
You will see Money market funds in your [...]
Just Ask Question – Should I sell company stock to eliminate CC debt
Should I sell my company stock worth $1000.00 to pay down credit card debt? I have $6000.00 in credit card debt and am putting $800.00 of my buffer into this each month.
This is an excellent question and first of all, awesome job on the buffer of $800.00! This hunk of money will follow you through [...]
Why Are We Doing the Spending Fast?
I suppose this question needs to be addressed as it seems a little bizarre. There are a couple of reasons why we are doing this.
A spending fast slows us down a little bit, which is always good after a hectic holiday season. Buying ‘things’ will not make us happy. Spending time together makes us happy. [...]
Three Phases of JAM
The JAM program is broken down into 3 Phases. Each phase is broken down into 3 simple steps. The intensity level changes with each phase.
Red Level Intensity- We are going to run, not walk, out of debt. Personally, my only regret with getting out of debt is that we didn’t do it faster. You are [...]

